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A simpler mortgage experience,
backed by real people,
and faster timelines.

Royal United has been LendingTree's #1 lender in 19 of the last 24 quarters.
22,000+ five-star reviews. 18-day average close.

0+

5-star reviews

#1

on LendingTree

0K+

Families Helped

100-Day Avg. Close

vs. 65-day industry average

See your loan options

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Tell us how to reach you and what you're looking to accomplish.

What are you looking to do?

General information only. Not a commitment to lend. All loans are subject to credit, underwriting, and property approval.

Why We're Better

In-house process. Dedicated advisor. 18-day average close*.

*18-day average based on closed loans. Actual close times vary by loan type, borrower documentation, and property.

Loan Options

What's your goal?

What Our Clients Say

22,000+ five-star reviews.

"Our loan advisor was responsive every single day. We closed in 17 days — I didn't think that was possible. Highly recommend Royal United."

Sarah M.

Indianapolis, IN

"I've refinanced twice now with Royal United. Both times they found a better rate than I expected and made the paperwork painless."

James T.

Columbus, OH

"First-time homebuyer here. My loan advisor walked me through every step, never made me feel rushed, and we closed on time. 5 stars."

Maria L.

Chicago, IL

"I was skeptical of the 18-day close claim. It took us 16. The whole team was on top of everything without me having to chase anyone."

David R.

Nashville, TN

"Switching from my original lender to Royal United was the best call I made. Clear communication, no runaround, and we actually closed when they said we would."

Priya K.

Atlanta, GA

"We've worked with bigger banks before and always felt like a number. Royal United felt completely different — one person, the whole way through."

Tom & Lisa B.

Cincinnati, OH

"The loan advisor explained every single document. No pressure, no surprises. I finally understood the process. That alone was worth it."

Angela W.

Detroit, MI