Refinance estimate
Directional estimates with live controls.
Review estimated current payment, new payment, and the directional monthly change based on rate and term assumptions.
Move the sliders
Current loan
Set the current mortgage baseline.
Current balance
The remaining mortgage balance.
$315,000
$80k$1M
Current rate
Directional current rate.
7.25%
39.5
Remaining term
Years left on the current mortgage.
27 years
530
Proposed refinance
Test the new refinance structure.
New rate
Directional new rate.
6.125%
39
New term
The new loan term under consideration.
30 years
1030
Annual taxes
Estimated annual property taxes.
$4,200
$1k$18k
Annual insurance
Estimated annual homeowner's insurance.
$1,600
600$6k
Assumptions
The refinance estimate uses the current balance as the new loan amount.
Cash-out, closing costs, escrows, and prepaid items are not built into this estimate.
Final savings or payment changes depend on product type, appraisal, and credit.
Use the refinance funnel to move into a more complete scenario review.